At Basildon Crown Court on Tuesday, August 1, Nathanial Ramsay, of Crown Hill, Rayleigh, was sentenced to 12 months for conspiracy to defraud and 15 months for money laundering, to run consecutively, and Faheem Jaigirdar, of Little Thorpe, Southend, was given three and half years for conspiracy to defraud.
Ramsay, 34, pleaded guilty on April 13, 2016, and Jaigirdar, 28, was found guilty following a six-day trial at Basildon Crown Court, which concluded on Monday, April 10, 2017.
In July 2013, Jaigirdar accessed Co-Operative Banking Group’s customer database in his position as a customer adviser before passing on personal information from 12 accounts to a third party.
Over £130,000 was then transferred into 23 separate bank accounts, some of which were found to be linked to Ramsay.
Investigations also found Ramsay had links to two other scams involving people’s cash accounts.
On January 24, 2013, a Co-Operative Banking Group customer received an email saying there was suspicious activity on her account.
She emailed personal bank details in reply to this email, which belonged to Ramsey, who used the information to transfer £22,050 into his and other people’s accounts.
One of these accounts belonged to Patricia Mayo, 23, of Harrington Street, Preston, who was given 100 hours unpaid work and a 12 month community order yesterday after admitting to money laundering.
On August 13, 2015, Ramsay changed the bank details of a MBMA credit card customer and transferred £4,000 into his own account. So far £47,255 has been recovered with over £118,000 outstanding.
Investigating officer Dc Jodie Rule, of the Kent and Essex Serious Crime Directorate, said: “This was a complex and sophisticated fraud, perpetrated in part by a defendant that abused his position of trust to make a financial gain for him and others.
“The victims have been refunded for their losses, however, they were all subjected to a huge amount of trauma and turmoil because of the actions of these men.
“These sentences show how serious we take such allegations and will work hard to provide our victims with closure.
It also shows the lengths we will go to bring fraudsters like Jaigirdar and Ramsay to court while recovering any funds they defrauded from their victims.”
For more information about fraud prevention visit https://www.essex.police.uk/advice/fraud/ or visit http://www.actionfraud.police.uk/fraud-az-vishing.