Essex police are warning drivers about a type of fraud called Ghost Broking – where fraudulent car insurance packages are being sold to drivers
It mainly affects drivers aged 17-24 and can include falsifying details, forged documents and sometimes taking out genuine policies to claim a refund on victim’s money.
The advice from the county’s force is as follows:
* Remember, if an offer looks too good to be true, then it probably is;
* Suspects may advertise on student websites or money-saving forums, university notice boards and marketplace websites. They may also try to sell insurance policies in pubs, clubs or bars, newsagents and car repair shops;
* Be wary of suspects using only mobile phone, phone apps or email as a way of contact;
* If you are not sure about the broker, check on the Financial Conduct Authority or the British Insurance Brokers’ Association website for a full list of all authorised insurance brokers;
* You can also contact the insurance company directly to verify the broker’s details and you can check to see if your car is legitimately insured on the Motor Insurance Database.
If you have fallen victim of this scam,call Essex Police on 101, report it online by visiting www.essex.police/do-it-online or report information anonymously on 0800 555 111.
If you have concerns about a scam, report them to Action Fraud by visiting https://www.actionfraud.police.uk/.